Taking the Pain Out of Merchant Services
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About Us

we are experts in merchant services

Get Paid Fast

Why pay a high price to receive the money for which you work long hours? We help you get your money in as little as one business day.

Growing Your Business

Choose the best options for your business, as we offer more comprehensive solutions than the competition; thereby helping your business thrive.

Great Customer Support

We know what it means to be working all the time to help grow your business. We’re working when you’re working, so you can contact us anytime!

Our Team

Read The Story Behind
Our Success

For the past 20 years, Michael Gutlove has been helping business owners get paid. His focus centers on honest and transparent merchant services that take the “pain out of accepting electronic payments.”

ERJ Solutions was created to give merchants a single point of contact when managing their payment processing. Over time, Michael forged strategic alliances through industry-leading financial organizations with the intent of offering custom solutions.

In addition to traditional credit card processing, specific options offered include:

  • compliant surcharging
  • secure credit card on file
  • patient/consumer financing
  • industry specific point of sale

In his spare time, Michael is an avid indoor cyclist and fitness enthusiast. He enjoys deep sea fishing, good coffee, and spending time with his family.

What Our Clients Say About Us

  • Implementing a Credit Card On File system for our practice was a daunting task with all the moving parts associated with it. Michael listened to our specific needs, understood our challenges, and was able to offer solutions that worked. I would highly recommend him and his company.

  • Michael Gutlove is customer-service oriented. He responds quickly when you need help and is very knowledgeable in his field. Michael is professional, reliable and very personable. I certainly recommend him for all your merchant services needs.

  • Michael has been absolutely perfect with everything relating to my account. His response time is perfect; he follows up with you, and he will reassure you that anything you need he’s there for you! As a first time business owner, he’s made the process simple, understandable, and professional. Couldn’t be happier!


We are experts in
Merchant Services

  • Premium services that surpass expectations
  • Offering the best customer support for our clients
  • Get started or make the switch, we make it easy either way

Emerging businesses, entrepreneurs, brick-and-mortar, mom & pop. Call them what you want, we help them all with customized merchant & credit card processing solutions.

Contact Us today to learn how we can help your business