Independent Merchant Services Consultants
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About Us

Helping Business Owners Get Paid

Reduce Your Costs

Lowering the overall “COST” of accepting electronic payments with comprehensive statement analysis and effective rate optimization

Keeping It Simple

Simplifying the “COMPLEXITY”
of the industry with user friendly
reporting and functionality

Stay In Line

Helping you attain “COMPLIANCE” with PCI-DSS with proactive risk management and ongoing training for your staff

Our Team

Read The Story Behind
Our Success

For the past 22 years, Michael Gutlove has been helping business owners get paid. His focus centers on honest and transparent merchant services that take the “pain out of accepting electronic payments.”

ERJ Solutions was created to give merchants a single point of contact when managing their payment processing. Over time, Michael forged strategic alliances through industry-leading financial organizations with the intent of offering custom solutions.

In addition to traditional credit card processing, we offer:

  • compliant surcharging and cash discounting
  • secure credit card on file technology
  • interchange optimization monitoring
  • industry specific point of sale

In his spare time, Michael is an avid indoor cyclist and fitness enthusiast. He enjoys deep sea fishing, good coffee, and spending time with his family.

What Our Clients Say About Us

  • Implementing a Credit Card On File system for our practice was a daunting task with all the moving parts associated with it. Michael listened to our specific needs, understood our challenges, and was able to offer solutions that worked. I would highly recommend him and his company.

  • Michael Gutlove is customer-service oriented. He responds quickly when you need help and is very knowledgeable in his field. Michael is professional, reliable and very personable. I certainly recommend him for all your merchant services needs.

  • Michael has been absolutely perfect with everything relating to my account. His response time is perfect; he follows up with you, and he will reassure you that anything you need he’s there for you! As a first time business owner, he’s made the process simple, understandable, and professional. Couldn’t be happier!


We are experts in
Merchant Services

  • Premium services that surpass expectations
  • Offering the best customer support for our clients
  • Get started or make the switch, we make it easy either way

ERJ Solutions offer the best in merchant services for B2B professionals, brick-and-mortar retail, medical practices, municipalities, and software vendors. Simply put, with ERJ Solutions, you have peace of mind. We promise secure credit card processing, recurring debit and ACH payments that are tailored to fit your particular needs. You will receive simple and straightforward answers that are researched with your industry requirements in mind.

Contact Us today to learn how we can help your business